Reduce Wind Insurance - Wind Inspection - What is covered in a home wind inspection?

Reduce Wind Insurance - Florida Wind Inspection

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We guarantee that you will receive a reduction in your wind insurance with our State Certified inspection. If for some reason after submitting our report to your insurance company you do not receive a reduction we will refund 100% of the $249.99 inspection fee. To receive your refund you must submit the notice from your insurance carrier stating that they will not reduce you insurance premium.

The notice needs to be sent to refund@reducewindinsurance.com or you can fax it to 561-431-5825. All refunds must be completed with 90 days of purchase.

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What is covered in a home wind inspection?

Houses built after 1994 in Miami-Dade or Broward counties and after the 2002 building code changes in the rest of the state have wind-resistive construction features and will likely qualify for credits.

Below are some of the things that are covered in a home wind inspection.

Exterior Doors and Garage Doors:

	Materials of construction include wood, fiberglass, and steel. Some doors may come with or without windows.

	Opening Protection:
	Properly rated protection on your openings will decrease the likelihood of your home being damaged during hurricane strength wind loads.

	Roof Covering:
	There are many types of materials used to cover your roof. The most common roof covering materials in Florida are composition shingles and tiles. A key factor in roof covering performance is the method of attachment of the roof covering to the roof deck.

	Roof Shape (Gable and Bracing):
	Roof shape refers to the geometry of the roof, not the type of roof covering. The end walls of gable roofs extend vertically to the sloping roof line. These gable end walls, if not properly built or braced, have been noted to fail outward due to the negative suctions on the wall.

	Roof Deck Attachment:
	The most common roof deck types are plywood and OSB. By far the most important feature of the roof deck is the attachment to the framing compared to the deck thickness.

	Roof-to-Wall Connections:
	The roof-to-wall connection is another critical safeguard that keeps the roof on the building and acts to transfer the uplift loads into the vertical walls. This connection is crucial to the performance of the building due to the large negative pressures acting on the roof. Proper installation is critical to connector performance.

	Secondary Water Barrier:
	This is not commonly found in most homes and is very rare. Secondary water resistance (SWR) is a layer of protection that shields the home if the roof covering fails. The two types of SWR's are Self-Adhering Modified Bitumen Underlayment (which is applied to the exterior of all joints) and Foam Seal (which is sprayed on to the underside of your decking).

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